Insurance companies are mysterious entities, and divining how they determine your home insurance rates is hardly a sport for the faint-hearted. Don’t get caught off guard–make sure you know what kinds of (unexpected) things can send your rates skyrocketing . . . WATCH VIDEO: http://www.realtor.com/videos/video-5-surprising-things-that-can-jack-up-your-home-insurance-rates/142e9c5a-9b57-4446-a5cc-03774c6f1138